Self-employment has numerous benefits, but when it comes to securing a mortgage loan, it can lead to challenges. Although getting a loan is not impossible, there are a few additional hurdles you have to jump before being approved. If you are self-employed and want to buy a home, here is what you need to know.
How Does Self-Employment Impact Lending?
Lenders require self-employed applicants to submit tax returns to prove income.
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Buying a home during the holidays is definitely not impossible. In fact, it might be better for you in the long run. Here are five of the major reasons to consider buying during the holidays:
Affordable: First off, buying a home during the holidays is typically more affordable. This is because home prices are significantly reduced in order to attract the limited number of buyers that are shopping during this time of year.
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Starting a new business venture is always exciting, especially when it is your entrepreneurial labor of love. Unfortunately the process of growing a new business from an idea into a profitable company also creates many obstacles that must be overcome. One of the most important of these problems is that task of finding a suitable office space that is both affordable and and suitable for the business you are growing. If your new startup is ready to move from your kitchen table to a place of its own, the following tips will help you choose the right commercial office space for your needs.
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In the past couple decades, shopping for a home has been largely transferred to the online arena. Online listings allow you to compare prices, peruse listings according to your desired amenities, and experience a virtual walk-through via photographs or video clips. While photos can give you a general feel for a home and help you decide whether to schedule a viewing, there are many ways that photos fall short. First of all, many luxury homes are listed with few, if any, public photographs in order to protect the current owner's property.
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Buying a home can be one of the most stressful, yet satisfying, experiences that you will have in your adult life. There are so many factors that you must take into consideration before purchasing a home, such as a mortgage, maintaining curb appeal, and the resale value of the home. If you are considering purchasing a historic home, there can be an added level of stress and satisfaction. Historic homes are often times beautiful and can exist in any number of neighborhoods.
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